Philadelphia Renovation Loan Scenarios
The situations Philadelphia buyers bring us most often, and how a renovation loan handles each one.
A Rowhome That Failed Inspection
The inspector found a bad roof, a bowing rear wall, or an old panel. Here's how a renovation loan saves the deal.
Read more →A House With Open L&I Violations
Open violations scare off most buyers and lenders. A renovation loan can finance the repairs that clear them.
Read more →Estate Sales, REOs & Sheriff-Sale Houses
Philadelphia's best-priced houses often come from estates, banks, and sheriff sales. Here's how to finance each.
Read more →Duplexes & Triplexes (2–4 Units)
Buy a duplex or triplex, live in one unit, renovate them all, and let the rents help carry the mortgage.
Read more →Renovating a Philadelphia Condo
Condo renovation loans work, but the building has to qualify first. Here's the checklist.
Read more →Refinance and Renovate
Already own your Philadelphia home? Roll the renovation into your mortgage instead of taking a HELOC.
Read more →Competing With Cash Investors
Philadelphia fixer-uppers attract cash buyers. Here's how a renovation loan buyer writes an offer that wins.
Read more →VA Renovation Loans for Veterans
Buy a Philadelphia rowhome that needs work with no down payment.
Read more →Fire- or Water-Damaged Houses
Burst pipes, a fire, or a roof that let the rain in? A renovation loan can buy and rebuild it.
Read more →First-Time Buyers & Fixer-Uppers
Priced out of the finished rowhome? The one that needs work might be yours.
Read more →Found a Philly house that needs work?
Get a straight answer on what you can buy, what you can fix, and what it takes to close.