Free Philadelphia Renovation Loan Consultation
Tell us about the house and the project. We'll call within one business day to tell you what you can buy, which loan fits, and what it takes to close.
Request your free consultation
Tell us about the house and the project. Jeff’s renovation team will call you within one business day.
After you send the form
Free consultation and pre-qualification
We look at income, credit, and savings, then tell you which renovation program fits and what price-plus-renovation budget you can shop in. You get a pre-qualification letter that tells Philadelphia sellers you can close.
Find the house and price the work
Your agent writes the offer. Your contractor walks the house and prices the job. On a Standard 203k, a HUD-approved consultant writes the scope of work so the numbers hold up in underwriting.
As-completed appraisal and approval
The appraiser values the home as if the renovation were already finished. Underwriting approves the purchase and the project together, so you know before closing that the full budget is funded.
Close once, then renovate
You sign one loan at one closing. Renovation money goes into an escrow account and pays your contractor in draws as work is inspected. Your payment is fixed from day one.